There are many misconceptions about credit scores. There are customers who believe that they don’t have a credit score and many customers think that their credit scores just don’t really matter. These sorts of misconceptions can hurt your chances at some jobs, at good interest rates, and even your chances of getting apartments.
It is a reality that many people are faced with the difficult task of credit repair. They may have found themselves overextended on their credit cards and have to repair some late payments and some bad decisions when it comes to credit history. Credit repair isn’t as difficult as many people might think. It takes time, but it can be done.