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My Why

Credit Repair with ZERO Up-Front Fees!

No matter what service plan you select, we must complete the work before you pay!

Step 1
Complete Survey

We call this the “My Why” because it is your reason for fixing your credit.

Step 2
Service Plan(s)

Please choose any and all credit repair service plans you need.

Step 3
Onboarding

After accepting service plans, you will be onboarded into our network.

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Zero Advanced-Pay Credit Repair

Our credit repair services are very simple and straightforward. We do not charge in advance for the credit repair services. All plans are for disputing across all 3 major bureaus and come with a no cancellation fee policy.

ONBOARDING

One-Time Requirement

  • Identity Verification & Compliance Screening
  • Client Profile Setup & Document Collection
  • Credit Report Importing & Access Setup
  • Dispute System Setup & Preparation
$50 One-Time
Paid After Onboarding

Onboarding fee must be paid before any of the service plan(s) below can begin.

NEW BEGINNINGS

$ 115
/month
  • Dispute 1-5 Accounts
  • No Automatic Billing
  • Month-To-Month Only
  • Cancel Any Time
  • No Cancellation Fee

ACCELERATED

$ 170
/month
  • Dispute 6-10 Accounts
  • No Automatic Billing
  • Month-To-Month Only
  • Cancel Any Time
  • No Cancellation Fee

HARD INQUIRY

$ 90
/month
  • Dispute Unlimited Inquiries
  • No Automatic Billing
  • Month-To-Month Only
  • Cancel Any Time
  • No Cancellation Fee
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